Unlock Growth, Drive Impact

Earn up to 18% APY with AfriCred Token Staking

Whitelist now View White Paper
Our daily figures
4,500,000 45%
  • 1,234

    Loans

  • 567

    Savings

  • 677

    Transferts

  • 15

    Trading

About

Invest in a brighter future for Africa and your portfolio. AfriCred tokens (IFT) offer unparalleled staking rewards, providing you with high-yield returns while supporting financial inclusion for African SMEs.

Why Stake with AfriCred?

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How it work
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⁠Attractive APY

Up to 13% annual returns.

Risk-Free Earnings

Supported by robust insurance and tokenomics.

Exclusive Perks

Governance rights, platform discounts, and priority access to premium features.

Get Started in Minutes:

  • 1.⁠ ⁠Purchase IFT tokens on our platform.
  • 2.⁠ ⁠Stake your tokens for your desired lock-up period.
  • 3.⁠ ⁠Reap the rewards and support impactful initiatives.

Tokenomics

Empowering Financial Inclusion through Blockchain

2,000,000 20%
Now Distribution
2,000,000
99,910
IFT Received

Total Distribution

Partners

Tokenomics


1. Token Supply
• Total Supply: 200,000,000 IFT tokens

• Initial Circulating Supply: 6,250,000 tokens (3.13% of total supply)

• Inflation Model: Deflationary, as AfriCred implements a buy-back and burn strategy where a portion of profits is used to repurchase and burn IFT tokens, ensuring scarcity and long-term value appreciation
2. Token Allocation
• Team & Advisors: 10%, 20,000,000 tokens Vesting: Locked and vested (specific details in vesting section)

• Private Sale & Public Sale: 35%, 70,000,000 tokens

• Community & Staking Rewards: 25%, 50,000,000 tokens

• Liquidity & Market Making: 5%, 10,000,000 tokens

• Treasury & Development: 20%, (40,000,000 tokens split across Treasury, Business, and Product Development)
3. Vesting & Lock-up Periods
• Team Tokens: 1-month cliff, linear unlock over 12 months

• Investor Tokens: Seed, Private Sale 1 & 2: 5% unlocked at TGE, 4-5 months cliff, linear vesting over 16-18 months.

• Community Incentives: Gradual release based on adoption and engagement
4. Utility of the Token
• Payments & Transactions: IFT serves as the primary payment token within the AfriCred ecosystem, including NFT purchases, merchant payments, and insurance products

• Staking & Rewards:
- Annual yield (APY) of 15-20% for stakers. - Buy-back and burn mechanism to increase token value

• Governance: Token holders have *voting rights on protocol changes, allocation of community funds, and new utilities

• Credit & Lending:
- IFT can be used as collateral for microloans. - Borrowers staking IFT receive lower interest rates (up to 5% discount)

• Discounts & Benefits:
- Discounts of 1-5% on Real-World Asset (RWA) investments. - Exclusive access to premium features and potential merchant benefits

Key Dates

  • Feb 28

    ● Whitelist Deadline

  • March 1-15

    ● Private Sale

  • March 20 - April 16

    ● IEO/IDO

  • Post-IEO - April 25

    ● Exchange Listing

Our Main Road Map

  • 2025 Q1

    Private Sale & IEOs on Bitlocus, P2B, and DexTrade

  • 2025 Q2

    Platform Launch, Staking & DeFi Integrations

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