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About
Invest in a brighter future for Africa and your portfolio. AfriCred tokens (IFT) offer unparalleled staking rewards, providing you with high-yield returns while supporting financial inclusion for African SMEs.
Why Stake with AfriCred?
Watch VideoHow it work
Attractive APY
Up to 13% annual returns.
Risk-Free Earnings
Supported by robust insurance and tokenomics.
Exclusive Perks
Governance rights, platform discounts, and priority access to premium features.
Get Started in Minutes:
- 1. Purchase IFT tokens on our platform.
- 2. Stake your tokens for your desired lock-up period.
- 3. Reap the rewards and support impactful initiatives.
Tokenomics
Empowering Financial Inclusion through Blockchain
Now Distribution
2,000,00099,910
IFT ReceivedTotal Distribution
Tokenomics
1. Token Supply
• Total Supply: 200,000,000 IFT tokens• Initial Circulating Supply: 6,250,000 tokens (3.13% of total supply)
• Inflation Model: Deflationary, as AfriCred implements a buy-back and burn strategy where a portion of profits is used to repurchase and burn IFT tokens, ensuring scarcity and long-term value appreciation
2. Token Allocation
• Team & Advisors: 10%, 20,000,000 tokens Vesting: Locked and vested (specific details in vesting section)• Private Sale & Public Sale: 35%, 70,000,000 tokens
• Community & Staking Rewards: 25%, 50,000,000 tokens
• Liquidity & Market Making: 5%, 10,000,000 tokens
• Treasury & Development: 20%, (40,000,000 tokens split across Treasury, Business, and Product Development)
3. Vesting & Lock-up Periods
• Team Tokens: 1-month cliff, linear unlock over 12 months• Investor Tokens: Seed, Private Sale 1 & 2: 5% unlocked at TGE, 4-5 months cliff, linear vesting over 16-18 months.
• Community Incentives: Gradual release based on adoption and engagement
4. Utility of the Token
• Payments & Transactions: IFT serves as the primary payment token within the AfriCred ecosystem, including NFT purchases, merchant payments, and insurance products• Staking & Rewards:
- Annual yield (APY) of 15-20% for stakers. - Buy-back and burn mechanism to increase token value
• Governance: Token holders have *voting rights on protocol changes, allocation of community funds, and new utilities
• Credit & Lending:
- IFT can be used as collateral for microloans. - Borrowers staking IFT receive lower interest rates (up to 5% discount)
• Discounts & Benefits:
- Discounts of 1-5% on Real-World Asset (RWA) investments. - Exclusive access to premium features and potential merchant benefits
Key Dates
- Feb 28
● Whitelist Deadline
- March 1-15
● Private Sale
- March 20 - April 16
● IEO/IDO
- Post-IEO - April 25
● Exchange Listing
Our Main Road Map
- 2025 Q1
Private Sale & IEOs on Bitlocus, P2B, and DexTrade
- 2025 Q2
Platform Launch, Staking & DeFi Integrations