African Yield Engine

Multi-Chain Productive Finance Infrastructure

For African SMEs and Real-World Assets. We connect global liquidity to Africa's productive economy—unlocking yield, impact, and inclusive growth.

Liquidity That Works. Assets That Produce. Africa That Progresses.

Explore The Opportunity View Vaults
Africa

The Productive Finance Gap

The world has liquidity. Africa has productive opportunities. The bridge is missing.

Global Blockchain Liquidity

$162B+

Stablecoin liquidity in circulation and growing globally.

DeFi, Yield Farming, Staking, DEX/Swap

Africa's Productive Need

$331B+

Annual SME financing gap and productive sectors opportunity.

Working Capital, Equipment, Agriculture, Value Chains

01. The Opportunity

Africa has deep unmet demand for working capital, equipment finance, storage, cold chain, solar infrastructure and export-ready value chains.

02. The Bridge

AfriCred structures capital allocation, underwriting, risk controls, vaults and impact reporting between Web3 liquidity and real economy needs.

03. The Partner Value

Every blockchain partner can position AfriCred as a flagship adoption case for stablecoins, RWA, DePIN, payments and impact finance in Africa.

Powering Real-World Productivity Through Web3

One Mission. Many Ecosystems. Interoperable, Flexible, Modular, Ecosystem-Agnostic, Impact-Driven.

1. Stablecoin Rails

Seamless value transfer and liquidity infrastructure.

2. Smart Contract Layer

Secure, modular and upgradeable logic infrastructure.

3. RWA Tokenization Layer

Tokenizing real-world assets for liquidity and ownership.

4. DePIN/IoT Asset Monitoring

Decentralized physical infrastructure networks and real-time monitoring.

5. Oracle and Data Layer

Reliable off-chain data and verifiable insights.

6. Impact Reporting Layer

Transparent impact tracking and verifiable outcomes.

The Productive Finance Vaults

Bridging global capital to Africa's productivity. Real Yield. Real Impact. Real Africa.

SME Business Strategy

SME Credit Vault

Fuel day-to-day operations and cash flow. Capital deployed for Working Capital, Inventory Finance, Trade Finance (Import/Export), and Agricultural Campaign Finance.

  • Beneficiaries: Fintechs, Traders, Cooperatives, Women-led Businesses, Rural Entrepreneurs.
  • 45%+ Financed in rural areas
Solar Irrigation

Productive Assets Vault

Asset-backed financing for tangible, yield-generating infrastructure. Tokenized capital creating real-world impact.

  • Financing for: Cold Rooms, Solar Irrigation Systems, Agricultural Warehouses, Refrigerated Trucks, Processing Equipment.
  • Outcomes: Reduced Post-Harvest Losses, Higher Farmer Income, Food Security, Climate Resilience.
Manufacturing Factory

SME Equity Vault

Revenue-based financing & growth capital for high-potential African SMEs.

  • Target Sectors: Manufacturing, Trade & Export, Digital & Fintech, Agri & Agro-processing.
  • Features: Revenue Participation, Minority Equity Appreciation, Business Acceleration.
Agricultural Field

Case Study: Mali & West Africa

Preserving Value, Powering Impact

Building a resilient cold-chain ecosystem for West Africa. By deploying productive finance, we transform agricultural value chains:

Without Cold Chain:

30-40% Post-harvest losses for perishables.

With Cold Chain (AfriCred Financing):

Losses reduced to 5-10%. +20-30% Increase in Farmer Incomes.

10K+

Farmers Reached

$3-5M+

Additional Farmer Income

Live Impact & Performance

Real-time overview of our financial performance and measurable impact across Africa.

Total Portfolio

$178.6M

Disbursements across 28 countries

SMEs Financed

12,842

+18.6% vs last 30 days

Farmers Supported

248,731

+15.3% vs last 30 days

Jobs Created

35,621

+17.8% vs last 30 days

Financing by Region

  • West Africa: 38.7%
  • East Africa: 27.9%
  • Southern Africa: 16.4%
  • Central Africa: 9.8%

Risk & Performance

  • Repayment Rate: 96.3%
  • Portfolio at Risk (PAR): 2.18%
  • Avg. Disbursement Time: 2.4 Days
  • Verified Impact: Third-party Audited

Environmental Impact

  • Post-harvest Losses Reduced: 87,642 MT
  • Carbon Savings (CO2e): 128,540 t
  • Storage Capacity Deployed: 612,540 MT

3-Year Roadmap

Building Africa's Productive Finance Layer on Web3

2026: Foundation & Launch

  • Core protocol MVP live on testnet
  • Launch pilot with vetted originators
  • Roll out initial yield vaults
  • Integrate stablecoin on/off-ramps

2027: Expansion & Scale

  • Expand across UEMOA markets with local partners
  • Launch on-chain impact dashboard
  • Scale vaults across more asset classes
  • Forge strategic DeFi & RWA partnerships

2028: Infrastructure & Leadership

  • Pan-African productive finance infrastructure rails
  • Onboard DFIs, funds, and institutions
  • Expand across leading blockchains for liquidity

Strategic Partnership Opportunity

A plug-in adoption engine for blockchains seeking real-world scale in Africa.

Technical Support

Smart contracts, stablecoin rails, RWA standards, wallets, oracle integration.

Ecosystem Support

Introductions to builders, stablecoin issuers, DePIN networks, and investors.

Pilot Support

Support for MVP, vault prototypes, cold-chain pilots, and impact dashboard.

Strategic Visibility

Co-branded case study proving blockchain liquidity finances productivity and jobs.

The next phase of blockchain adoption is productive finance.

Requested next step: 30-minute technical and ecosystem-fit discussion + review of the multi-chain pilot roadmap.


Schedule 30-Min Discussion