Empowering Africa

Vision banner

AfriCred is dedicated to transforming Africa by empowering its financial backbone — the micro, small, and medium businesses. These unbanked enterprises hold trillions in potential, yet over 60% struggle to access traditional loans. Through banking innovation and blockchain technology, AfriCred stimulates economic growth, generates jobs, and strengthens Africa's economy.

Currently active in Mali and Ivory Coast, AfriCred supports over 300 MSMEs and is expanding across ECOWAS countries and the continent.

AfriCred Vision

Our Vision

Imagine a future where every brilliant idea, every hardworking entrepreneur, and every small business in Africa has the power to thrive.

At AfriCred, we're not just imagining it – we're building it. Our vision is to simplify loan access and savings for all, ensuring financial inclusion of women, youth, and farmers.

Our support system includes Cash Assistance, an ERP System, and Business Management Training for holistic development.

By leveraging blockchain, we enable borderless fund transfers, so even the unbanked can operate beyond limitations – fueling global enterprise.

Our Approach to Financial Inclusion

Loans: Accessible credit for MSMEs, women, youth, and farmers.
Real-World Assets: Wealth creation through RWA-powered tools.
Real Estate: Investing in housing and commercial/agricultural projects.
Cross-Border Payments: Low-cost, seamless international transactions.
Disruptive Saving Plans: Micro-savings, staking, and auto-IFT investing.

Discover the Power of the Africred Token (IFT)

The IFT is a versatile digital asset at the core of our ecosystem. It drives participation, growth, and rewards.

IFT

Stake for Rewards
Insurance & Risk Mitigation
Collateral for Loans
Governance & Voting Rights
Cross-Border Transactions
Asset Tokenization

Unlocking New Possibilities with NFTs

Discover how NFTs power real-world use cases in the AfriCred ecosystem — from loan tokenization to credit scoring and marketplace ownership.

Loan NFTs

Fractionalized loan agreements open to multiple investors, ensuring transparency and shared returns.

Market Ownership

Earn passive income and influence by owning NFTs tied to specific market sectors or regions.

Credit Score Passport

Build a portable, tamper-proof credit score as an NFT, unlocking better loan terms and financial access.

Enriching You

Staking for 15–20% APY
Invest in loan NFTs and earn merchant profit shares
Own market sector NFTs for extra income
Enhanced ROI through IFT staking
100% coverage via Provident Fund on defaulted loans
Token buy-back and burn to increase IFT value
Direct trading on NFT marketplace
Real-world asset tokenization for capital access

Our Goal

AfriCred is here to rewrite the narrative of financial exclusion in Africa, delivering accessible, innovative, and digital financing solutions that ignite growth for promising businesses, while incentivizing YOU, the very supporters who fuel this transformative journey.